Partial retirement
You would like to know if you can take partial retirement. The answer is yes. Until 1 January 2027, you can do this from the age of 55. From 1 January 2027, you can do this no earlier than ten years before you reach your state pension age. You can continue to work the rest of the time.
Compensation: pay attention if you take partial retirement this year
PME wants to switch to the new pension rules on 1 January 2027. This switch is expected to be beneficial for most people. However, there will be a disadvantage for others. They are expected to accrue less pension in the future than under the old scheme. This is why, at the time of the switch, these people will receive an extra amount in their pension pot. This amount is also known as compensation. This will enable us to maintain their expected pension as much as possible as well.
If you take partial retirement before 1 January 2027 and you are going to work less at the same time, you will receive less compensation. Take this into account if you choose to take partial retirement.
Contact us if you would like to know what this means for you personally, so that we can make a cautious estimate for you. This will give you a rough idea of what the extra amount will mean for your expected monthly pension and whether it is worth working a little longer. Good to know: for people born in the years 1960–1962, the extra amount will not be very large. So when you make your choice, don't just be guided by the prospect of an extra amount.
You can find out more about this topic, including useful calculation examples, on the page below.
- Find out your monthly pension allowance at a glance.
- You decide to which degree you retire.
- There is no obligation. You are not submitting an application.
More information
In this video pension consultant Jeroen van Zunderd explains how partial retirement works.
You can take partial retirement. Until 1 January 2027, you can do this from the age of 55. From 1 January 2027, you can do this no earlier than ten years before you reach your state pension age. You can continue to work the rest of the time. Log in with your DigiD to see how much pension you will receive when you take partial retirement.
- You choose the part of your working hours for which you would like to retire.
- You will continue accruing a pension over the days that you still work.
- You will no longer accrue a pension once you reach your state pension age.
If you take partial retirement, your pension will be lower. This makes sense: if you work less, you accrue less pension than if you work fully. Another consequence is that part of your pension will be paid out over more years. Think carefully beforehand about whether you can manage on a lower pension.
In 2026, it will still be possible to take partial retirement in several stages. For example, you can initially take partial retirement for 20 per cent of your working hours, then for 50 per cent at a later date and then retire fully at some point after that. From 1 January 2027, you will only be able to do this in two stages. The first step is to take partial retirement for a percentage that you choose yourself. The second step is to retire fully.
If you have already take partial retirement and you would like to enter the next stage, we recommend that you do this before the end of the year. Need help? Get in touch with us. We would be happy to think things through with you.
Find out how much pension you get if you take partial retirement.
- Log in with your DigiD and go to the pension planner.
- Choose to which degree you wish to retire. Find out right away how much pension you get.
- If you wish, you can apply for your pension in the pension planner.