Working more, working less

Working more or less: pension accrual changes

The amount of pension you accrue depends on the salary your earn. So if you choose to work fewer hours or more hours, both your salary and your pension accrual change.

• Working less: you usually earn less salary and build up less pension.
• Working more: you usually earn more salary and accrue more pension.

Generation pact: working less, full pension accrual

The Generation Pact Metalektro offers the possbility to work less and reach your pension while remaining healthy and fit. Your pension accrual does continue fully. Do you want to know more? Ask your employer or go to the website about the Generation Pact (in Dutch).

Early Retirement Scheme (RVU)

If you have a physically demanding job in the Metalektro sector and want to retire early, the Early Retirement Scheme (RVU) may be of interest to you. Check out the possibilities and conditions (in Dutch).

Unpaid leave: pension accrual changes

If you take unpaid leave, your pension accrual changes accordingly.

• You accrue pension for the hours you carry on working.
• You do not accrue pension for the hours you do not work.

You can, however, continue to accrue pension from your hours of leave in case of study leave, career leave or a sabbatical. Discuss it with your employer. Your employer can make you pay the pension contributions for the leave hours. Need help making a choice? Please contact us.

Maternity leave: nothing changes

If you are on leave after the birth of your child, your pension remains unaffected. This also applies to additional maternity leave. No action is necessary.

Paid parental leave: no change

If you have paid parental leave, there are no changes to your pension.

• You will continue to accrue pension as usual.
• You don’t have to arrange anything.

Always discuss your wish to take paid parental leave with your employer. Would you like to know more about paid parental leave? If so, visit the UWV website.

Unpaid parental leave: impact on your pension accrual

If you have unpaid parental leave, you can choose whether you also want to accrue pension on these parental leave hours.

• We pay half of the pension contributions for your parental leave hours (up to a maximum salary of 89,382 euros (2024)). We charge your employer with the other half. The employer can make you pay the pension contributions for the leave hours.
• Discuss with your employer if you want to accrue pension from your parental leave hours. Your employer informs us of your choice. No action on your part is required.
• If you become disabled in the first 18 months of your leave, your occupational disability is covered, even if you choose not to accrue pension from your parental leave hours.
• If you pass away in the first 18 months of your leave, your partner gets survivor's pension, even if you choose not to accrue pension from your parental leave hours.